Solutions
Long Term Retirement Planning Solution
An Actively Managed Retirement Solution
Helping you get to retirement with more
The Concept
Most retirement portfolios are passively indexed portfolios which are re-balanced on a calendar basis. The key reason for staying with a passively managed portfolio is the consensus that investors are generally better off not trying to time the market.
We believe we have modeled a unique framework for observing how markets behave. Using these models, we have developed a dynamic active asset allocation solution that adjusts your portfolio allocations based on changes in the economic cycle.
This is complemented with a suite of tactical alpha models applied to allocations within each asset class.
The objective is to achieve better results over the full business cycle than a passively indexed solution.
Most retirement portfolios are passively indexed portfolios which are re-balanced on a calendar basis. The key reason for staying with a passively managed portfolio is the consensus that investors are generally better off not trying to time the market.
We believe we have modeled a unique framework for observing how markets behave. Using these models, we have developed a dynamic active asset allocation solution that adjusts your portfolio allocations based on changes in the economic cycle.
This is complemented with a suite of tactical alpha models applied to allocations within each asset class.
The objective is to achieve better results over the full business cycle than a passively indexed solution.
What We Do
Based on our testing of economic theories and ideas over multiple economic cycles, we have developed a non-discretionary, rules-based framework for determining how to allocate your portfolio assets based on the stage of the economic cycle, valuations, risk, interest rates and market internals.
Our models are updated on a daily basis to assess whether changes to the allocations are required.
Based on our testing of economic theories and ideas over multiple economic cycles, we have developed a non-discretionary, rules-based framework for determining how to allocate your portfolio assets based on the stage of the economic cycle, valuations, risk, interest rates and market internals.
Our models are updated on a daily basis to assess whether changes to the allocations are required.
What You Get
An actively managed asset allocation solution, plus our suite of current and future alpha models for each of the within-asset class allocations.
Dedicated, evidence-based research working for you.
A fully transparent solution in your own separately managed account. The minimum investment for this solution is $25,000.
Fees are 1% of assets plus there may be an account fee of up to $10 per month paid to the custodian. There is no lock-up period or cancellation fees.
An actively managed asset allocation solution, plus our suite of current and future alpha models for each of the within-asset class allocations.
Dedicated, evidence-based research working for you.
A fully transparent solution in your own separately managed account. The minimum investment for this solution is $25,000.
Fees are 1% of assets plus there may be an account fee of up to $10 per month paid to the custodian. There is no lock-up period or cancellation fees.
How We Invest Your Money
This solution is implemented entirely using low cost ETF's. Allocations are made to a diversified basket of stocks, bonds, real estate, commodities and gold. The following table shows the list of ETF's we currently utilize with their operating expenses shown at right.
This solution is implemented entirely using low cost ETF's. Allocations are made to a diversified basket of stocks, bonds, real estate, commodities and gold. The following table shows the list of ETF's we currently utilize with their operating expenses shown at right.
Get More Details
To learn more about how this solution was developed, including how we come up the primary strategic allocations for each asset class, how it would have performed historically, and to view the list of each of our alpha solutions, please click below to visit our product website.
To learn more about how this solution was developed, including how we come up the primary strategic allocations for each asset class, how it would have performed historically, and to view the list of each of our alpha solutions, please click below to visit our product website.